Each topic below when clicked on allows you to access Financial Calculators, powered by CalcXML, for the topic and some planning information for the topic. After getting an idea about the kinds of numbers you will be dealing with by using the financial calculators please feel free to read the planning section and contact us so that we can provide you with the financial planning you need. Call us at 201-488-4060 or click here to use our online contact form.
Credit & Debt
Calculators
How long will it take to pay off my credit card(s)?
How long until my loan is paid off?
What would my loan payments be?
Do I have too much debt?
What is the balance on my loan?
Should I consolidate my personal debt into a new loan?
Restructuring debts for accelerated payoff
Which is better: Cash up front or payments over time?
What is the impact of making extra payments on my debt?
Should I pay off debt or invest?
Should I transfer my credit card balances?
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PlanningFinding the right balance between credit for a happier present and minimal debt for a financially secure future is certainly a challenge. Nonetheless we at E&Q Tax have the expert knowledge and years of experience to help you plan for your ideal future.


Finding the right balance between credit for a happier present and minimal debt for a financially secure future is certainly a challenge. Nonetheless we at E&Q Tax have the expert knowledge and years of experience to help you plan for your ideal future.
Whether you are concerned about credit for a car
or credit for a new house
you can always rely on E&Q Tax.
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College
Calculators
How much should I be saving for college?
Will I be able to pay back my student loans?
What are the advantages of a Coverdell ESA?
What are the advantages of a 529 college savings plan?
What is the value of a college education?
What are the payments on a parental (PLUS) loan?
Should I live at home, on campus, or off campus?
When should I begin saving for my child's college?
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Planning 
More and more high school students are going directly to a college or university after their graduation and this makes it very important to consider what your family can afford to spend, what scholarship opportunities there are, and what kind of loans are available to you. You don't have to go through this complex financial process alone let E&Q Tax be your guide in financial planning to make your financial future secure.
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Insurance
Calculators
How much life insurance do I need?
What is my life expectancy?
What are my needs for burial and final expenses?/a>
How much disability income insurance do I need?
What are the chances of becoming disabled?
What are my long-term care insurance needs?
How much will I earn in my lifetime?
What are the tax advantages of an annuity?
How long will my current life insurance proceeds last?
What is the future value of an annuity?
Which is better, comprehensive plan or high-deductible plan with HSA?
Compare a taxable investment to a tax-deferred investment
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Planning 